| The closest and most convenient countries for | | | | following: |
| retirement for U.S. citizens are in Central America and | | | | Belize: Minimum age of 45 and retiree can be from |
| the Caribbean. Five of these Central American | | | | anywhere in the world. A minimum pension or annuity |
| countries; Belize, Costa Rica, Honduras, Nicaragua, & | | | | of $2,000 per month generated outside of Belize is |
| Panama receive the most attention as attractive | | | | required. |
| retirement destinations. Being aware of their minimum | | | | Costa Rica: As of March 1, 2010, the minimum monthly |
| requirements for retiring can aid you in determining the | | | | income for pensionado visas increased from $600 per |
| feasibility of each as a personal retirement destination. | | | | month to $1000 per month. Continued receipt of this |
| I am purposefully omitting information on the other two | | | | income must be documented each year. Once |
| Central American countries; El Salvador and | | | | approved, resident agrees to live in Costa Rica for at |
| Guatemala, as they do not for various reasons | | | | least 121 days (4 months) per year. The days do not |
| presently rank very high on any list of recommended | | | | have to be consecutive. |
| retirement destinations. | | | | Honduras: Applicant must prove a pension of at least |
| The retiree visa generally applies to any person who | | | | $600 per month and the pensioner has to live in |
| has retired from his usual occupation and is receiving | | | | Honduras for four months of the year to retain the |
| pension benefits as a result. This may include social | | | | classification. |
| security benefits and/or company retirement benefits. | | | | Nicaragua: The minimum age to apply is 45 years of |
| The income must be permanent and consistent. | | | | age. Applicants must prove an income of $600 per |
| In Belize the applicant becomes a Qualified Retired | | | | month if on a pension or $750 a month if income is |
| Person (QRP) upon approval. In The other countries, | | | | from a private source. This income needs to be |
| the Spanish term "pensionado" (retiree) visa is | | | | permanent and provable for five years, the length of |
| generally used and the retiree becomes a pensionista. | | | | the right to residency under this visa. There are |
| The minimum requirements for receiving a retiree visa | | | | exemptions on the legal age if retired for medical |
| in each of these countries have a lot of overlap but all | | | | reasons or if the private income is easily proven. |
| of them require certain basic documents. The official | | | | Panama: The minimum pension (government or |
| language of Belize is English. Spanish is spoken in the | | | | private) required is $1000 per month for a single |
| other four countries. | | | | person, or $1250 for a married couple. Each additional |
| Each country has more requirements than we will | | | | dependent requires another $250 per month. Annual |
| discuss here, but these basic requirements will permit | | | | documentation of continued income required. Once |
| you to see if you meet the minimum requirements. If | | | | approved a pensionado visa holder is allowed to stay |
| you don't meet the minimum requirements the | | | | in Panama 365 days a year. The only minimum stay |
| additional requirements are irrelevant. | | | | requirement is that you visit Panama at least once |
| Common documents required by all these countries | | | | every 2 years. It is considered a type of permanent |
| include: | | | | resident visa and carries with it many legally defined |
| | | | financial benefits. |
| 1. A birth certificate | | | | The basic information given here should provide |
| 2. Marriage Certificate (If applying as a couple) | | | | enough details to let you know if you could possibly |
| 3. Police Records or Police Report | | | | qualify for retiree status in one of these Central |
| 4. Health Certificate and/or Medical Exam) | | | | American countries. Further details are easily obtained |
| 5. Photocopies of Applicant's Passport | | | | once you have narrowed your choices of prospective |
| 6. Passport Style Photos (Number varies by country) | | | | retirement destinations. Be aware that today's |
| 7. Proof of Income - Certified Statement from Source | | | | requirements may change and you should always |
| of Income | | | | check for the latest requirements. |
| Some specific requirements by country include the | | | | |